The cost of health insurance is high and only getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially. With health insurance, you protect yourself and your family in case you need medical care that could be very expensive. You can't predict what your medical bills will be. In a good year, your costs may be low. But if you become ill, your bills could be very high. If you have insurance, many of your costs are covered by a third-party payer, not by you.

 

For more than 70 years, Blue Cross and Blue Shield Health Insurance Plans (BCBS) have symbolized security and peace of mind throughout the United States. Today, BCBS is the nation's largest family of health benefits companies collectively caring for 84.7 million - or more than one in four Americans. If all BCBS members held hands, they could circle the Earth three and one-half times.

The Blue System is a federation of 42 independent, locally operated Plans united through membership in the Blue Cross and Blue Shield Association (BCBSA). The Blue Cross Assn. and its Member Plans are dedicated to bringing meaningful changes and advances to the U.S. health care financing and delivery system.

Blue Cross Blue Shield health insurance plans offer health insurance coverage in all 50 states, the District of Columbia and Puerto Rico. The Blues cover all segments of the population, including large employer coverage, small businesses coverage, as well as individual health coverage for covering families without access to group health insurance